Flexible Spending Accounts
Flexible Spending Accounts (FSAs) are tax-advantaged accounts that help you pay for eligible healthcare and child care expenses with tax-free dollars.
Explore Your Options
Select this benefit when you enroll in the Local Care, Choice, or Standard Plan, or if you don’t elect Sunland Asphalt medical coverage.
You cannot open a Health Care FSA (HCFSA) if you are enrolled in the Savings Plan.
Contribute tax-free money from your paycheck.
Set your contribution amount up to $3,400 when you enroll. The full amount is available on your benefits effective date. $3,400 is the contribution limit for 2026. The projected limit for 2027 is $3,500.
Use your HCFSA to pay for eligible healthcare expenses.
Pay for medical, dental, and vision expenses for yourself and your dependents, including doctor visits and prescriptions, dental and orthodontia care, and vision exams and eyewear. For a complete list, visit IRS.gov. Pay directly with your HCFSA debit card or reimburse yourself later. Save your receipts!
Spend your funds by April 1, 2027.
Unused funds at the end of the plan year will be carried over to the next calendar year. $680 is the carryover limit for 2026; the projected limit for 2027 is $690.
Select this benefit when you enroll.
You’re eligible if you have a dependent who is under age 13 or a spouse or dependent who lives with you and is physically or mentally incapable of caring for themselves. You don’t need Sunland Asphalt medical coverage to use this account.
Contribute tax-free money from your paycheck.
Set your contribution amount up to $7,500 per household when you enroll. Use funds as they are available in your FSA.
Use your Dependent Care FSA (DCFSA) to pay for eligible expenses tax-free.
Eligible dependent care expenses include day care, preschool, and nursery school; before- and after-school care; and elder care. For a complete list of eligible expenses, visit IRS.gov. You pay up front for services and reimburse yourself later from the DCFSA. Save your receipts!
Spend every dollar this year.
Your unused dollars expire at the end of a 90-day grace period. Don’t contribute more than you think you’ll spend on dependent care expenses.
Select this benefit when you enroll in the Medical Savings Plan.
You will use your Health Savings Account (HSA) for medical expenses. This account is only for dental and vision care. For a complete list of eligible expenses, visit IRS.gov.
Contribute tax-free money from your paycheck.
Set your contribution amount up to $3,400 when you enroll in benefits. The full amount is available on your benefits effective date. $3,400 is the contribution limit for 2026. The projected limit for 2027 is $3,500.
Use your Limited Purpose FSA (LPFSA) to pay for eligible dental and vision expenses for yourself and your dependents.
Pay with your LPFSA debit card or reimburse yourself later. Save your receipts!
Spend your funds by June 30, 2027.
Unused funds may carry over after the grace period ends. Any amount above the rollover limit will be forfeited. $680 is the carryover limit for 2026; the projected limit for 2027 is $690.